Economie – Tangible Hypothécaire

Make your request and our dealers
will be comparable to all
Canadian insurers

Monthly savings : 180.89 $

Amount : 200000
Duration of the loan : 25
Applicant Smoker : No
Applicant date of birth : 1965-10-01
Second insured's gender : Female
Important : regardless of the balance of your loans, the death benefit remains constant for the duration of the contract.
Law of transformation : If the guaranteed life insurance ends before or at the age of 65 years.
Life insurance convertible : You can transform without evidence of insurability before the age of 65, even if your loan is completed.
Life insurance : level Premium for 10 years and ends at age 85.
Disability insurance own Occupation 2-5-65 years depending on your profession.

Savings over 5 years : 10,853.54 $

Excellence (10 year term Disability 5 years) - 137.05 $
Insurance is not collective; individual font, regardless of your lender.
Unique : Covers all of your debt, including your mortgage with all financial institutions.
Important : regardless of the balance of your loans, the death benefit remains constant for the duration of the contract.
Law of transformation : If the guaranteed life insurance ends before or at the age of 65 years.
Life insurance convertible : You can transform without evidence of insurability before the age of 65, even if your loan is completed.
Life insurance : level premium for 10 years, ending 85 years of age.
Disability insurance own Occupation 2-5-65 years depending on your profession.

(Equivalent to an increase in the rate of interest at 4.45%)

The calculation is done assuming you are. Join the loan insurance as of today's dateand according to the information that you provided to us. The calculation is done assuming a mortgage term of 5 years. These calculations are for guidance only and we recommend that you complete our submission directly on the website of Desjardins.

Life insurance : the premium increases at renewal (typically 5 years) and ends on the date of the first reminder or renew when you have reached or exceeded 70 years (up to a maximum of 80 years) The death benefit decreases with the balance of the mortgage.
Your mortgage balance decreases less rapidly as has the increase in the mortgage rate.
Disability insurance : The term of payment : as long as the total disability, or until the extension of the loan (up to 70 years of age), however, the clause (occupation) is a term of 2 years.
Elimination period : 90 days, retroactive has the 31iem day.
Attention : These calculations are made according to a new mortgage loan. If you already have a mortgage, you can use this tool to evaluate the cost of your life insurance in force.